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Regulators ponder moves against CFDs and cryptocurrency derivatives

January 18, 2018

Gambling or Investing? The pressure on derivatives that are considered high risk for retail investors is increasing. Already under growing scrutiny,...

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Mastering Private Equity – A conversation with Claudia Zeisberger

January 4, 2018

Private Equity (“PE”) is experiencing exceptional times with enormous growth. Capital committed to traditional funds, co-investments, separate accounts and directs are at an all-time high,...

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Insider Trading of Bitcoin Cash – The Coinbase Allegations Explained

December 20, 2017

Often the world of cryptocurrencies is a mirror of the traditional world of finance, for example, when rumours started circling of potential insider trading of...

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Commission consults on building a proportionate regulatory environment to support SME listing

December 19, 2017

The European Commission has published a consultation on building a proportionate regulatory environment to support SME listing. The Commission statement invites all citizens and organisations...

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CFTC proposes interpretation on Virtual Currency “Actual Delivery” in Retail Transactions

December 15, 2017

The Commodity Futures Trading Commission (CFTC) today announced a Proposed Interpretation concerning its authority over retail commodity transactions involving virtual currency, such as bitcoin. Specifically,...

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How Blockchain, Big Data and AI are helping developing countries’ businesses to access financing

December 15, 2017

The question of small and medium business (SMB) support in developing economies has never been so vital as today. Due to the fall of oil...

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The maturation of the Cryptocurrency Sector through Margin Trading and Crypto Lending

December 7, 2017

Let’s face it, many aspects of FinTech innovation are not innovations as such but more so a modification of existing models thanks to the use...

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Plans for Bitcoin AML regulation? You really shouldn’t be surprised, you know!

December 5, 2017

The Treasury statement that anti-money laundering regulations should be updated to include Bitcoin and other virtual currencies has caused quite a stir. Looking closely at...

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Creating strategic value through FinTech – and what tennis has in common with banking in the age of digitalisation

November 29, 2017

FinTech has transformed the financial industry significantly. From payments to deposits and lending to financing to investment management. Using innovative technologies like artificial intelligence, big...

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Six game changing FinTech technologies and how they transform financial services

November 22, 2017

Financial Technology has arguably transformed financial services in ways previously unseen. While we’re still in a period of transition and plenty of change is yet...

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No country for an ICO – German Regulator highlights risks of ICOs, warns against token offerings

November 20, 2017

Last week the German financial regulator, the Federal Financial Supervisory Authority BaFin, published a consumer warning in respect of initial coin offerings (ICOs). Like other...

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The MAS ICO guide decoded – Where now for token offerings in Singapore

November 16, 2017

The Monetary Authority of Singapore, the Central Bank and financial regulator of the sovereign city/island state, has followed up on its previous announcements and published...

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To be or not to be (a security) – The latest from Europe on ICO regulation

November 15, 2017

Following the rapid inflow of money into Initial Coin Offerings (ICOs), increased interest in ICO regulation in one form or another was only a matter...

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British financial regulator warns about risks of investing in cryptocurrency derivatives

November 14, 2017

The British financial regulator, the Financial Conduct Authority (FCA), has today published a warning about the risks of investing in cryptocurrency Contracts for differences (CFDs)....

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All you need to know about Cryptocurrency Hedge Funds – how they work, how to get in & the regulatory angle

October 27, 2017

The beauty of hedge funds is that they can invest practically in everything. Hardly anything is off-limits from traditional asset classes like equity, fixed income,...

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Blockchain for Dummies – An interview with Tiana Laurence

October 13, 2017

Most people don’t want to admit it, but with 200 million books in print and around 2,500 titles most of us must at some point...

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An introduction to ICO investing and fundamental considerations

October 9, 2017

How do you invest in an ICO and make sure you back the right coin? At the time of writing this article dozens of Initial...

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An Earthquake in the Swiss Alps – Swiss Regulator investigates several ICOs

September 29, 2017

Switzerland confirms that it is investigating a number of ICOs and is willing to take enforcement action. What started with the SEC’s statement on The...

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The 10 biggest FinTechs in Europe – Who are they, what do they do and how much are they worth?

September 27, 2017

Up, up and away! When you talk about a Unicorn in Finance, you talk about a start-up that is valued at...

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GFSC warns against ICOs, considers additional regulation for token sales

September 22, 2017

The financial regulator of Gibraltar, the Gibraltar Financial Services Commission (GFSC) has published a warning in respect of token sales. Similar to other authorities around...

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ECB publishes for consultation draft guides to bank licensing and fintech bank licensing

September 21, 2017

The European Central Bank (ECB) today launched a public consultation on two draft guides which explain the process of how entities can become banks and...

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A global overview and outlook on ICO regulation

September 21, 2017

The Chinese ban on cryptocurrency exchanges has caused a landslide in the community and for the question of regulation of ICOs. Already the SEC’s decision...

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A Cashless World

September 7, 2017

A thing of the past? The trend towards cashless Astonishingly some stores and food outlets still maintain 'cash only’ policies, despite...

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International regulator consults on implications of fintech developments for banks and bank supervisors

September 1, 2017

The Basel Committee on Banking Supervision today released a consultative document on the implications of fintech for the financial sector. Sound practices: Implications of fintech...

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The devil is in the detail – what the ESMA MiFID II Suitability Consultation means for Robo-Advisors

August 14, 2017

Recently the European Securities and Markets Authority (ESMA) has published another MiFID II consultation paper, this time on draft guidelines on certain aspects of the...

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The Italian Crowdfunding rules – another year, more updates

August 9, 2017

Italy was amongst the first countries to introduce dedicated equity crowdfunding regulations in 2013. The success of this form of alternative finance has been modest...

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EBA publishes a Discussion Paper on its approach to FinTech

August 4, 2017

The European Banking Authority (EBA) published today a Discussion Paper on its approach to financial technology (FinTech). The EBA sets out in the Discussion Paper...

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The Bitcoin Fork and its Regulatory Implications

August 1, 2017

Today is an important day in the history of Bitcoin: It’s the day of the hard fork, the creation of a second Bitcoin token, Bitcoin...

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The opening bell for the regulatory clampdown on ICOs?

July 26, 2017

The U.S. Securities and Exchange Commission (SEC) yesterday published two documents that may well have a significant impact on the future of Initial Coin Offerings...

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SEC report concludes DAO Tokens were Securities

July 25, 2017

The Securities and Exchange Commission issued an investigative report today cautioning market participants that offers and sales of digital assets by "virtual" organizations are subject to...

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US regulator publishes guidance for ICO investors

July 25, 2017

The U.S. Securities and Exchange Commission today published an investor bulletin on Initial Coin Offerings. The bulletin can be found below and on the investor...

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Why blockchain regulation isn’t always a bad thing

July 8, 2017

More and more authorities review blockchain technology and consider regulatory measures. In general, most authorities have steered away for now in order to gain more...

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An Overview of Blockchain Legislation and Regulatory Measures

July 4, 2017

The Blockchain industry is often compared with the Wild West. in fact, part of its attraction seems to stem from a perceived lack of regulation...

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An analysis of the Top20 ICOs, trends and regulatory outlook

June 30, 2017

On Monday, I spoke at a conference organised by the Ministry of Defence for its defence partners on the subject of Blockchain and Defence Logistics....

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Why regulators need to do more: The response of the European Supervisory Authorities to the Commission Fintech Consultation

June 16, 2017

Innovation in the field of Fintech in general and Regtech in particular cannot flourish with the support of regulators. Lawmakers and authorities provide the framework...

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The Gibraltar DLT regulation – a blueprint for a legal Blockchain framework?

June 9, 2017

The Government of Gibraltar published recently a public consultation for a DLT regulatory framework. Gibraltar says it recognises the potential of the technology that underpins...

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Australian regulator proposes next steps on regtech

May 27, 2017

ASIC, the Australian regulator, will establish a new regtech industry liaison network, conduct a number of new technology trials using regtech applications and establish a...

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International regulator issues report on FinTech Credit

May 22, 2017

Today the Bank for International Settlements (BIS) published a report on FinTech credit with a view to market structure, business models and financial stability implications. FinTech...

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CFTC Launches LabCFTC as Major FinTech Initiative

May 17, 2017

The U.S. Commodity Futures Trading Commission (CFTC) today approved the creation of LabCFTC, a new initiative aimed at promoting responsible FinTech innovation to improve the...

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The 10 biggest scandals that rocked the Blockchain world

May 10, 2017

Bitcoin continues to create all time highs on daily basis and the underlying technology, Blockchain, is seen by many as the silver bullet for many...

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The (regulatory) challenges for Financial Inclusion and how FinTechs help overcome them

April 26, 2017

The numbers alone are overwhelming: More than 2 billion people don’t have access to banking across the world. Over three billion people – that is...

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FCA outlines next stage of Project Innovate

April 10, 2017

The FCA is taking its efforts in the FinTech and RegTech area to the next level as indicated in a speech by a senior official....

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