Author Archives: PlanetCompliance
By PlanetCompliance,
[Uncategorized]
If you’re a fan of the friendly neighbourhood Spider-Man, you might know the expression. When Peter Parker, the boy/man behind the mask, gets bitten by a spider and gets all these super powers, he is …
By PlanetCompliance,
[Alternative Finance , Alternative Finance insights , Crowdfunding insights , Debt , Insights , Social Lending]
As part of our series that analyses the various aspects of the FinTech revolution, we already looked at #WealthTech and #PayTech. Today we look at another success story of financial services disruption: #LendTech. What are …
By PlanetCompliance,
[ABC insights , Alternative Finance , Alternative Finance insights , Blockchain & Smart Contracts Insights , Compliance , Crowdfunding , Crowdfunding insights , Cryptocurrencies , Insights , Senior Management]
The simple truth is that as well as you may have structured your white paper and token model, there is always the risk that your ICO might be considered selling securities. No matter how hard …
By PlanetCompliance,
[ABC insights , Compliance , Insights , Senior Management , Thought Leadership]
Corporate Corruption is a century old problem, but never has their been such a series of scandals in the banking industry as the one we are still experiencing currently and that goes back to the …
European Regulator seeks simplifications to format and content of prospectus
By PlanetCompliance,
[At the Regulators , Compliance , Equity , ESMA , Europe , European Union , Investment Banking , Investment Banking , News from the EU , Prospectus Directive (Review)]
The European Securities and Markets Authority (ESMA) published the first Part of its Technical Advice (TA) under the Prospectus Regulation. The TA is published in response to a mandate from the European Commission (EC) of …
By PlanetCompliance,
[Alternative Finance , Alternative Finance insights , Compliance , Insights , Payments and Cash Management]
In the first part of our analysis of PayTech we looked at the transformation that has already taken place. We examined at the different areas and using examples have shown how FinTech innovation has changed …
ESMA updates on Investor Protection and Commodity Derivatives under MiFID II
By PlanetCompliance,
[At the Regulators , Commodities , Compliance , Derivatives , ESMA , European Union , MiFID II , News from the EU]
The European Securities and Markets Authority (ESMA) has issued several updates regarding Investor Protection and Commodity Derivatives under MiFID II today. The first statement refers to its Questions and Answers (Q&As) on the Markets in Financial Instruments Directive …
EBA consults on complaints-handling to the new institutions under PSD2 and MCD
By PlanetCompliance,
[At the Regulators , Compliance , EBA , European Union , News from the EU , Payment Services Directive (PSD2) , Payments and Cash Management]
The European Banking Authority (EBA) launched today a public consultation to propose extending the scope of application of the existing Joint Committee (JC) Guidelines on complaints-handling to the new institutions established under the revised Payment …
European Regulator Prohibits Binary Options and Restricts CFDs
By PlanetCompliance,
[At the Regulators , Compliance , Derivatives , ESMA , European Union , News from the EU , Retail Banking]
The European Securities and Markets Authority (ESMA) has agreed on measures on the provision of contracts for differences (CFDs) and binary options to retail investors in the European Union (EU). The agreed measures include: 1. Binary Options – a …
By PlanetCompliance,
[Alternative Finance , Alternative Finance insights , Blockchain , Blockchain & Smart Contracts Insights , Compliance , Cryptocurrencies , Insights , Thought Leadership]
In terms of numbers the boom for Initial Coin Offerings goes from strength to strength. As it looks, in the first quarter of 2018 alone ICOs have raised more than $5bn. This would almost out …
By PlanetCompliance,
[Alternative Finance , Alternative Finance insights , Insights , Payments and Cash Management , Uncategorized]
The FinTech revolution has changed the face of Finance and with it has brought several buzzwords. In the first part of our series that looks into the different FinTech trends and how they have changed …
European Regulators weigh benefits and risks of Big Data
By PlanetCompliance,
[At the Regulators , EBA , EIOPA , ESMA , European Union , IT , News from the EU , Senior Management]
The Joint Committee of the European Supervisory Authorities (ESAs) published today its final report on Big Data analysing its impact on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data …
By PlanetCompliance,
[Compliance , Data Protection&Privacy insights , General Data Protection Regulation (GDPR) , Office Management , Privacy Officer , RegTech directory , Senior Management]
In the second part of our guide to the GDPR and the advantages of RegTech, we have looked at aspect of the data subject rights as defined by the new rules. In the third and …